Florida Workers’ Compensation
Whether you work in an office or on a construction site, work-related injuries can happen. Every day, thousands of people are hurt in on-the-job accidents, with injuries ranging from mild to serious and potentially life threatening. On-the-job injuries occur due to any number of factors, including slip and fall accidents, falling objects or environmental hazards, and heavy lifting. Even simple job stress and poor posture can result in injuries that may require medical treatment and prevent you from working for a period of time. When these types of injuries occur, you deserve to receive compensation for your injuries and lost wages. Workers’ compensation is a form of insurance that pays medical bills and disability benefits for workers who are injured on the job. Under Florida law, most employers are required to have workers’ compensation coverage for their employees.
Injuries Covered By Worker’s Compensation
The U.S. Bureau of Labor Statistics reports that over 2.9 million people suffer on-the-job injuries each year. According to the Centers for Disease Control and Prevention, the most common on-the-job injuries include:
- Muscle strains and sprains due to physical exertion and repetitive motion;
- Head and brain injuries due to slip and fall accidents;
- Back injuries due to improper lifting; and
- Burns and respiratory ailments due to harmful chemicals.
Poor ergonomics has also become a frequently cited cause of workplace injury. The way you sit at your computer, the positioning of your keyboard or monitor, or even the type of chair you use can result in muscle strains and problems with the joints and ligaments.
In addition to injury, job-related illness can also result from hazards on the job. A high-pressure, high-stress job may result in high blood pressure, heart attacks, and stroke. Jobs in which you are exposed to toxic chemicals may result in cancer or blood diseases.
Types of Benefits Provided By Worker’s Compensation
If you are injured or become ill due to a work-related accident or hazard. You may be eligible to receive medical and cash benefits. The Workers’ Compensation Division of the Florida Department of Financial Services publishes a consumer brochure for residents detailing the types of benefits provided by workers’ compensation.
Medical benefits that may be covered by workers compensation insurance include:
- Visits to the doctor;
- Hospital procedures and surgeries;
- Prescription drugs;
- Physical therapy; and
- Travel expenses to and from medical providers.
In addition to medical benefits, workers’ compensation may provide wage replacement or cash benefits based on the severity of your injury. Types of cash benefits include:
- Temporary disability for injuries that will impair you from working on a temporary basis;
- Permanent disability for injuries that will permanently prevent you from performing a certain type of job function, but you are still able to work; and
- Permanent total disability for injuries that will prevent you from ever returning to work.
Contact Our Experienced Florida Workers’ Compensation Lawyer Today
If you or a loved one have been injured on the job, contact our experienced Florida workers’ compensation lawyer today. At the Law Firm of William E. Raikes III, we understand the serious nature of on the job injuries, and the potentially permanent damages you may suffer. Serving all of Fort Pierce, Port Saint Lucie, Vero Beach, Saint Lucie, and Indian River Counties, we’ll fight for your rights, and help you to recover the compensation for medical bills and lost wages that you deserve. Don’t delay; call us at (772) 595-6654 for a free consultation.